01
Commercial Real Estate
Retail and net-lease properties anchored by durable, high-traffic corners built to hold for generations.
MGen Capital · BEES Properties
Family Office · Rio Grande Valley, Texas
EphraimFlores
I invest and operate across real estate, private credit, banking, and technology — built over a career in enterprise technology, and run today as a family enterprise from South Texas.
How I work
I take concentrated positions in things I understand, and hold them long enough to matter.
I would rather build alongside a good operator than place a passive bet — and most of what I own, my family helps run.
Principles
- 01First principles
- 02Conviction over consensus
- 03Long horizons
- 04Partnership over passivity
The Portfolio
What I own and build
A diversified holding structure, concentrated by conviction rather than spread for its own sake.
02
Residential
Rental housing held for income and long-term appreciation across the Valley.
Flores Income Investments
03
Land & Development
Raw land, subdivisions, and ground-up construction in one of the country's fastest-growing regions.
Subdivisions · Construction
04
Private Credit
Asset-backed lending secured by real property, including Texas property-tax finance.
Property-Tax Lending
05
Banking
An ownership stake in a Texas community bank serving the Rio Grande Valley.
Regional Banking
06
Technology & Growth Equity
Concentrated venture and public-market positions in companies with asymmetric upside.
RGV Capital · El Torito
Capital & Partnership
If you're building something, call me.
I back founders and operators, buy and develop real estate, and lend against hard assets. If you have a deal, a company that needs capital, or an idea worth partnering on, I would rather hear it directly than read about it later.
Rio Grande Valley, Texas
Write to meBackground
Background
I studied computer science and mathematics at the University of Texas at San Antonio, then spent twenty-four years at Teradata, retiring in 2016 as Industry Vice President for Manufacturing in North America. I took what I learned running demanding, data-intensive businesses and put it into a diversified portfolio in the Rio Grande Valley — one I run with my family, and mean to pass on.
